Instructions to members of public about CO. OP. HSG. Societies and how to prevent cheating at the time of purchasing flats
1. VERIFICATION OF OWNERSHIP OF LAND.
Ensure from the City Survey office that the developer has been granted the N.O.C and the land is Non-Agricultural (N.A.)
Types of land Where to verify from
BMC Land The concerned Ward office
Govt. land Verification from the Collector’s office
MHADA land Verification from MHADA, Bandra (E)
B.P.T. land Estate Manager, Mumbai Port Trust, Ballard Pier
Salt land Commissioner of Salt, Ballard Pier
Trust land President of the concerned Trust, and charity Commissioner, Worli
For clear title, 7/12 (Sat Bara) Extract to be verified from the “Talathi” OR “Tahasildar” office.
For Land in Dispute or in legal litigation – approach “Bailiff” or “Arbitrator” from High Court.
2. N.O.C.’s OF VARIOUS AUTHORITIES
Fire Brigade Especially for high rise buildings
Traffic Dept. Mumbai Police.
BEST/BSES For electricity supply.
IAAI Building in airport vicinity.
Railway Near the railway track
BMC For drainage, water supply, commencement certificate
3. TO CHECK THE LEGALITY OF THE CONSTRUCTION
Checking of Commencement Certificate or Intimation of Disapproval by the Municipal authorities.
Contact the Builder / Developer for
Plans submitted by the architect
Notice in Newspaper for clearance of title of the land
Certificate from solicitor
Confirm whether Residential or Commercial
F.S.I. permitted, and utilized by the builder
Percentage of reservation made for Government flats or any special category
Whether covered under Urban Land Ceiling Reservation
4. ENTERING INTO AGREEMENT
The agreement for sale should be properly signed by the concerned parties
The agreement must be attested by two witnesses
Only the agreement registered with the Collector will be treated as the “legal document”
Stamp Duty should be paid only at the Collector’s Office at the time of registration of the agreement
5. MODE OF PAYMENT
Cheque is the safest way of payment.
If paid by cash, insist on receipt.
Repayment of loans obtained from the Financial Institutions should be made only to the concerned Institution and not to the builder or developer.
So Here’s wishing you a very happy year ahead, And all the bad luck to the cheats.