Safety Tips

What Steps Can Be Taken Before Buying PROPERTY

Instructions to members of public about CO. OP. HSG. Societies and how to prevent cheating at the time of purchasing flats

1. VERIFICATION OF OWNERSHIP OF LAND.
Ensure from the City Survey office that the developer has been granted the N.O.C and the land is Non-Agricultural (N.A.)
Types of land     Where to verify from
BMC Land     The concerned Ward office
Govt. land     Verification from the Collector’s office
MHADA land     Verification from MHADA, Bandra (E)
B.P.T. land     Estate Manager, Mumbai Port Trust, Ballard Pier
Salt land     Commissioner of Salt, Ballard Pier
Trust land     President of the concerned Trust, and charity Commissioner, Worli
For clear title, 7/12 (Sat Bara) Extract to be verified from the “Talathi” OR “Tahasildar” office.

For Land in Dispute or in legal litigation – approach “Bailiff” or “Arbitrator” from High Court.

Homes Edited

2. N.O.C.’s OF VARIOUS AUTHORITIES
Fire Brigade     Especially for high rise buildings
Traffic Dept.     Mumbai Police.
BEST/BSES     For electricity supply.
IAAI     Building in airport vicinity.
Railway     Near the railway track
BMC     For drainage, water supply, commencement certificate
3. TO CHECK THE LEGALITY OF THE CONSTRUCTION
Checking of Commencement Certificate or Intimation of Disapproval by the Municipal authorities.

Contact the Builder / Developer for

Plans submitted by the architect
Notice in Newspaper for clearance of title of the land
Certificate from solicitor
Confirm whether Residential or Commercial
F.S.I. permitted, and utilized by the builder
Percentage of reservation made for Government flats or any special category
Whether covered under Urban Land Ceiling Reservation

4. ENTERING INTO AGREEMENT

The agreement for sale should be properly signed by the concerned parties
The agreement must be attested by two witnesses
Only the agreement registered with the Collector will be treated as the “legal document”
Stamp Duty should be paid only at the Collector’s Office at the time of registration of the agreement

5. MODE OF PAYMENT

Cheque is the safest way of payment.
If paid by cash, insist on receipt.
Repayment of loans obtained from the Financial Institutions should be made only to the concerned Institution and not to the builder or developer.

So Here’s wishing you a very happy year ahead, And all the bad luck to the cheats.
Courtesy: https://mumbaipolice.maharashtra.gov.in/property.asp

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